A veteran was 100% P&T since 2020, originally with PTSD at 70%, then increased to 100% PTSD in April 2025 and awarded SMC-S based on 100% additional 60%. VA told them they don’t need to be housebound to keep SMC-S. Is that correct? Yes—that is accurate. Here’s where VA often causes confusion: 🔹 Two ways to qualify for SMC-S 1️⃣ Statutory SMC-S (100% 60%) • One disability rated 100% • Other disabilities that combine to 60% or more • Housebound status is NOT required • You can leave the house and
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A veteran was 100% P&T since 2020, originally with PTSD at 70%, then i…
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A veteran is rated: • 100% PTSD • 70% TBI • 50% migraines • 50% sleep apnea • Multiple 30s, 20s, and 10s They’re asking: If I get Aid & Attendance (A&A), what would my SMC level be? Here’s how it works in plain English: 🔹 Step 1: A&A = SMC-L If A&A is granted (for PTSD or another condition), you start at SMC-L. 🔹 Step 2: Count the “half-steps” Every separate 50% rating (or combination that equals 50%) adds a half-step up the SMC ladder. So if those ratings are truly separate disabilities: • 70
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