There are surprises that don’t need to be surprises — the kind that ruin directors after insolvency if you don’t get your numbers clear now. Before you shut down any company, step one is simple: know your numbers. Not what you think they are, not what you hope they are — the real numbers. That means speaking to every creditor, getting statements, calling loan companies, checking what HMRC is owed, and putting every return in. What have you personally guaranteed? What’s hidden in your lease? Are
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