
Debt collection - Consumer Financial Protection Bureau
Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.
What laws limit what debt collectors can say or do?
Dec 9, 2024 · Learn about the laws, including the FDCPA, that limit what debt collectors can say or do. Protect yourself from abusive, unfair, or deceptive practices.
Debt collection basics - Consumer Financial Protection Bureau
Dec 28, 2022 · What is an unfair, deceptive or abusive practice by a debt collector? What can I do if a debt collector contacts me about a debt I already paid or don't think I owe?
Debt collection know your rights - Consumer Financial Protection …
Dec 28, 2022 · What information does a debt collector have to give me about a debt they’re trying to collect from me? Can debt collectors tell other people, like family, friends, or my employer, …
What should I do if I’m sued by a debt collector or creditor?
Aug 2, 2023 · If you're sued by a debt collector, it’s important to respond. Learn what you need to do.
Understand how the CFPB’s Debt Collection Rule impacts you
Nov 30, 2021 · The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.
What should I do when a debt collector contacts me?
Aug 2, 2023 · First, determine important information about your debt—including if it’s legitimate and if you really owe it—and then use our sample letters to respond appropriately to the debt …
Debt collection key terms - Consumer Financial Protection Bureau
Dec 28, 2022 · The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using …
What information does a debt collector have to give me about a …
Jan 29, 2024 · If you’re being contacted by a debt collector, you have rights and protections under federal law, and the rights and protections apply to how and when they can contact you. Learn …
Debt Collection Rule FAQs - Consumer Financial Protection Bureau
Oct 1, 2021 · The questions and answers below pertain to compliance with the Debt Collection Rule.