Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Car insurance quotes are important for comparing rates and coverage Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy Side. Previously ...

State car insurance requirements vary, but USAA offers the cheapest minimum coverage rates in our analysis. To qualify for ...

Car insurance isn't one-size-fits-all: Your budget, risk profile and other factors determine what kind of policy you get and how much it costs. Additionally, nearly every state requires drivers to get ...

Comprehensive auto insurance covers your vehicle’s repair or replacement costs if it’s stolen or damaged by a non-collision event. Find out the cost and coverage to determine if it's right for you ...

According to Experian data, the average American driver pays roughly $2,328 per year for full coverage auto insurance in 2025. If you carry only the minimum coverage required by your state, that drops ...

Drivers in Pennsylvania and Michigan have benefited from temporary consumer protections during economic downturns and ...

Car warranty vs. car insurance — what’s the difference? One covers repairs, the other covers accidents and damage. Here’s how ...