Cheers is a financial technology company that helps people build or rebuild their credit using their own savings. It reports ...

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

A credit score is a number, usually between 300 and 850, that provides a snapshot of a consumer’s creditworthiness. Lenders use these scores to decide whether a potential borrower is qualified for a ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

You can have many years of good credit under your belt without reaching the coveted 800 club. Make no mistake, it is possible to achieve an 800 credit score with the right strategy. It takes time, ...

If your credit score is on the lower side, you could be paying a "subprime tax" that adds up to more than $100,000 over the course of your life, according to a Bankrate study. The study found that ...

Your credit score can influence more than just the rate you receive. Written By Written by Contributor, Buy Side Lindsay Frankel is a contributor to Buy Side and an expert on personal loans, insurance ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...