Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and recovery for improved financial health.

Buying a home is one of the biggest financial decisions you’ll make, and your credit score can shape the entire journey. It plays a role in whether you’re approved for a mortgage, how much a loan ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

As of Monday, the U.S. Department of Education is restarting "involuntary collections" on federal student loans that are in default, which may seriously damage the credit scores of millions of ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how ...

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...