A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

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A payment processor manages the logistics of accepting card payments. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...

Robert Day is the MP at weAudit.com and the author of The Great American Heist: How Credit Card Processors Steal Businesses' Profits. Some credit card processors employ a deceptive tactic known as ...