Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Indexed annuities account for four out of every 10 fixed annuity sales, after just being introduced 16 years ago! Although IAs may be fairly immature in terms of the product life cycle, their sales ...

An annuity is a contract with an insurance company. With income annuities, you give them a pool of your money, and they send it back to you as a stream of income. When it comes to annuities helping ...

An annuity is a contract with an insurance company that gives you an income stream. You can buy an annuity with a single payment or a series of payments. Annuities come in many forms with varying ...

A fixed index annuity (FIA) balances between security and growth potential by linking returns to a stock market index while ...

Annuities can be a good option for investors seeking steady income during retirement. To get started, it's important to learn some basic annuity terms. These 12 key terms will help you understand how ...

Annuities can provide guaranteed income for retirement. You may choose to receive income upfront, with an immediate annuity or put it off until a later date with a deferred annuity. You could also ...

Home Retirement Retirement Planning Annuity Definition and 17 Terms You Need to Know If annuities mystify you, here's a clear annuity definition and a glossary of key terms. We'll help you grasp the ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...

Annuities are a compelling choice for investors looking to stabilize their retirement planning with a predictable income stream. With their promise of guaranteed payouts, annuities can play a pivotal ...

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...